We have provided a detailed guide which will make it possible for you to understand that how it is possible to use your smart credit card without any trouble.
Guide to use the Smart Credit Card in a proper way
Where can I use my smart credit card all over the world?
With a smart card, you can use your card to travel abroad because smart card readers are standard in most of the popular countries We also recommend that you pay for another payment method, such as the local currency, as backup.
Can I use my Advance PIN for purchases?
No, it can be only used with the ATM.
Can I still use my smart card at an ATM?
Yes, you can use your credit card activated at the ATM as you do regularly. ATMs are currently in transition to the new chip reader functionality. Chip machines keep your card during the transaction. Don’t forget to take it when you’re done.
When will I receive my smart card? Do I have to apply for it?
If you are already a Chase cardholder, you don’t need to apply for it. You will soon receive a smart card to replace your current card.
How to pay using smart card reader?
Do not swipe the card into the retailer’s card reader, instead you have to insert the card. Put the card in the smart card reader until the purchase is done. If a signature is required, sign and always carry your card when finished.
What happens if I find an not man guarded kiosk while traveling abroad?
Internationally, the chip has already been accepted as an industry standard. You can use your chip card if you accept Visa and MasterCard. With Visa or MasterCard, you must now accept payments with or without a PIN according to your new policies. If a retailer/kiosk requests a PIN, first make sure that Visa or MasterCard is accepted. If your card reader still does not accept a PIN, there may be employees in the area that support it. Otherwise, in this case, the local currency may be required.
What should I do if I am asked to enter a PIN?
If a merchant asks for a PIN, say that the card just requires a signature for verification. If the merchant’s card reader requests a PIN, you can cancel the registration request. It also inserts the PIN request or ignores the continuation.
Do I have to pay all charges to use my Smart credit card?
There is no additional charge for the chip card, but it may incur an annual commission and a foreign transaction fee if you make purchases outside of the United States. For more information, see the details of your card.